Ethics Essay Example | Topics and Well Written Essays - 1000 words - 8

Ethics - Essay Example This level of ethical expectation extends to a great litany of different areas and portends a high level of expectation for the individual educator. As such, the article that will be analyzed â€Å"teaching to the test† reveals the way in which rigid state and federal standards have encouraged many struggling school districts, and individual teachers, to attempt the unethical approach of teaching to the test as a means of passing whatever requirement might exist at the given time. Naturally, this practice in and of itself is troublesome; however, when one considers it from both the standpoint of the utility that the student gains and the ethical ramifications for how the educational process takes shape, a nuanced understanding of the impact of such an approach is able to be understood. The core ethical issue that must be understood is the fact that the educators themselves are encouraging a level of unethical behavior that is both unfair to the educational process as well as u nfair to the end student. In order to understand this unethical behavior, it is necessary to delve in to the motivating factors that encourage it take place initially. Ultimately, the educational system, as it exists today, as both state and federal standards that must be met at multiple times throughout any given school year. As such, teachers are not only required to transmit the information that they are responsible for providing to the students, they must also take a sizable chunk of their time to instruct and prepare the students for taking standardized tests that will not only rank the student as compared to the rest of the students within the state, school system, or nation, they also have a profound impact upon the overall level of school ranking and funding levels that are received in subsequent periods. As such, the overall importance of these standardized tests cannot be understated. Unfortunately, even thus far in my own professional and student development, I have seen this take place. The first time that it was evidenced to me was with regards to taking the PSATs in high school. Rather than using this opportunity to fill in the gaps of any education that the students might have missed out on, the teacher merely hurried to provide a way of what can only be described as â€Å"educated guessing†. The second time this practice was noted it was in an 8th grade classroom that I was observing. The teacher, although highly qualified spent the bulk of her time going through a standardized test and pointing out how to delineate the correct answer; rather than teaching the material and explaining what the rationale behind it was. The third time that this took place was in my final year of high school as state standards of educational attainment from K-12 were being measured. Although the senior year of high school is normally at a slower pace than the other years, the educators cut short much of the information that would otherwise have been presente d as a means of focusing on the standardized test that was of more importance to the local district and the funding levels that the educators would have to divvy up than it was to the individual students. Accordingly, as the article notes, a highly unethical practice has emerged within many of the more troubled school districts throughout the nation. In addition to not spending enough time on the subject at hand, educators throughout the system have been teaching to the test instead of

Islamic Banking in Bangladesh Essay Example | Topics and Well Written Essays - 3000 words

Islamic Banking in Bangladesh - Essay Example Islamic / Shariah based Banking System. Operation of Islamic Banking.. The main focus of the report is the Islamic Banking system; which is indicated a way to the light. Methodology: Research type: It is an exploratory research. Source of data: In this report all-necessary information to prepare are collected from secondary data. Secondary data: I need much information for the report, which we get from secondary data. These are: Annual Report of different banks. Different types of brochures of EXIM Bank Ltd. Books and Journals (Details are available at Bibliography). Research approach: As the research is based on secondary data Traditional Research approach has used as (Query from Internet, Journals, Books etc). Analysis & reporting: I have used different types of statistical tools and computer software for analyzing and reporting my gathered information, such as - Microsoft Excel, Microsoft Word, SPSS. Limitations of the Study: The study had to be completed under certain constraints, which barred it to be more effective. Some of these constraints are listed: Every organization has their own secrecy that is not revealed to others. Another limitation of this study is Banks policy of not disclosing come data and information for various reasons, which could be very much useful. No contacted method used because research conducted based on secondary data. Despite the limitations, I have tried my best to prepare the report. If you find any mistakes please consider it cordially. Islamic Banking: Islamic banking has been defined as banking in consonance with the ethos and value system of Islam and governed, in addition to the good governance and risk management rules, by the principles laid down by Islamic Shariah. Interest free banking is a narrow...All the data for this analysis has collected from secondary sources. The primary objective of this report is to comply with the requirement of my course. But the objective behind this study is something broader. Objectives of the study are summarized in the following manner: Islamic Banking: Islamic banking has been defined as banking in consonance with the ethos and value system of Islam and governed, in addition to the good governance and risk management rules, by the principles laid down by Islamic Shariah. Interest free banking is a narrow concept denoting a number of banking instruments or operations, which avoid interest. 5. The Islamic banks have no provision to charge any extra money from the defaulters. Only small amount of compensation and these proceeds is given to charity. Rebates are give for early settlement at the Bank's discretion. Islamic Shariah prohibits 'interest' but it does not prohibit all gains on capital. It is only the increase stipulated or sought over the principal of a loan or debt that is prohibited. Islamic principles simply require that performance of capital should also be considered while rewarding the capital. "The prohibition of a risk free return and permission of trading, as enshrined in the Verse 2:275 of the Holy Quran, makes the financial activities in an Islamic set-up real asset-backed with ability to cause value addition"4. Islamic banking system is based on risk sharing, owning and ha